Why Does the Serious Injury Threshold Matter in New York?

  • After an accident, your injuries may feel catastrophic, which can make your recovery more difficult. You're dealing with major losses, perhaps even a death in the family, and that's tough to overcome. Fortunately, New York's serious injury threshold should help in at least some ways.

    Even so, you may be concerned about this threshold. Why does it matter so much, and does it apply to you? The answers will depend on your situation, but your New York attorney can help you understand your claim and act now.

    Negligence Matters

    When you're injured in a car accident in New York, you have personal injury protection, or PIP, insurance. This insurance covers you regardless of your part in the car crash because New York is a no-fault state. However, that's not always fair.

    For example, you may have been hit by a drunk driver, and a passenger was killed. That's a devastating situation, and a negligent act like this that left your family reeling should have consequences. Because you've suffered more than minor injuries and expenses, you may need or want to file a claim against that person for the financial and the emotional suffering you've experienced.

    Your Compensation: Insurance Settlement or Lawsuit?

    A serious injury will also mean that your compensation for recovery is coming from a different source. You'll need to be prepared for your case and speak to your New York attorney about the case.

    Typically, in a no-fault state, you'll have one option: your insurance company. Your PIP insurance should cover any injuries and expenses you've suffered because of the accident. However, a serious injury should be treated differently.

    When you're seriously injured, you'll have a chance to file a lawsuit for your injuries. That means you'll have a chance to seek the full economic and non-economic damages in court. While a day in court can be stressful and draining, you'll also have a chance to get the complete financial compensation you deserve for all your damages.

    Contact a Lawyer about Your Serious Injury

    Dealing with an accident is already difficult. You're hurt, you're suffering, and your expenses are getting out of hand. You just want to get your compensation, but now you're dealing with New York's serious injury threshold. Fortunately, our lawyers at Greenstein & Milbauer, LLP can give you all the information you need about your options.

    If you're struggling to determine how to approach your serious injury claim, reach out to a serious injury attorney. We can review your claim and guide you through a settlement or lawsuit, starting with a free consultation. If you're struggling to get started, our lawyers are here to help.

    When you’re ready to begin, reach out. Give us a call at 1-800-VICTIM2 (842-8462) or visit us online for more information about your accident claim and our services.